Liability vs. “full coverage” car insurance
Posted: May 25, 2023
The term "full coverage" is often used in the auto insurance industry, but it's important to note that it's not actually a type of insurance product. For the purposes of this article, we use the term to mean a policy that includes, at minimum: Bodily injury liability Property damage liability Collision Comprehensive What’s the difference between liability and “full coverage” insurance? Liability insurance can help...
Does My Business Vehicle Need Insurance Coverage?
Posted: May 19, 2023
For motor vehicles that are used in business, it is vital to ensure you have commercial vehicle insurance coverage. Personal auto insurance policies are not designed for vehicles that are used for business activities and will refuse to pay for accidents if a vehicle was engaged in business activities. When you have commercial auto insurance, the policy can cover family members performing business duties, employees,...
What You Should Know About Boat Insurance
Posted: May 16, 2023
Boat insurance can protect your investment in a valuable watercraft. Also, many marinas require boat insurance to dock a boat at their facility. Even when boat insurance is not required by law, it is still wise to have this protection in place to protect your investment in your boat or other watercraft. Boat insurance can cover damage to your boat as well as protect you...
10 motorcycle safety tips every rider should know
Posted: May 9, 2023
From first-time riders to veterans of the road, learning and practicing motorcycle safety skills should be an active, ongoing process. No matter your experience level, you can benefit from reviewing and practicing the 10 motorcycle riding safety tips we outline below. Choose the right motorcycle gear Your motorcycle gear provides you comfort, helps you control your motorcycle, and protects you. Here are six types of...
How Will My Credit History Impact My Life Insurance Rate?
Posted: May 7, 2023
Your credit score carries a lot of weight in many life activities, including renting or purchasing a home, being approved for a credit card or personal loan, and will affect the interest rate you are offered when buying or leasing a car or other item. While your credit rating does not have a direct impact on your life insurance rate, the data on your credit...